How does it work?

Place a deposit

or pay no deposit at all, depending on your circumstances. Use our Finance Calculator to explore your options.

Choose your loan term

between one to four years and with your choice of repayment frequency of weekly, fortnightly or monthly repayments.

Estimate kilometres you drive per year

to work out the total by the end of the loan term. For example, 20,000km per year would be 80,000km over a four-year loan term.

Drive away in your new Suzuki

We calculate your Guaranteed Future Value* and your repayments so you can drive away with confidence.

At the end of your loan term:

Choose to trade in for a new Suzuki, keep your Suzuki or return your Suzuki.

Finance Calculator

Your Repayment Would Be

$ /

Total Interest Payable
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Terms and Conditions

Disclaimer: • This is a model, not a prediction. It only provides an estimate of amounts and repayment periods and is designed to give an indicative loan repayment based on the information you have provided. • Finance Calculator estimate does NOT include any fees or charges associated with a loan transaction. • Use of this calculator does not imply that a particular interest rate, term or loan amount is available and in no way constitutes an offer of finance. • This calculator does NOT take into account your personal circumstances or ability to repay the payments displayed and is NOT intended to be your sole source of information when making a financial decision. You should consider whether you should obtain advice from a licensed financial adviser. • Please contact our Dealership and speak with the Finance Specialist to obtain your own Personalised Rate Quote.

Finance enquiry

SuzukiSecure brochure

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SuzukiSecure Fair Wear and Tear guide

Download

SuzukiSecure Returns brochure

Download

What Identification and Documents do I need to apply?


Before applying for car finance there are several documents you need to have ready. We have a checklist you can print to make sure you have everything you need.

Download our Document Checklist

Before applying for car finance there are several documents you need to have ready. We have a checklist you can print to make sure you have everything you need.

Download our Document Checklist


What is SuzukiSecure?


SuzukiSecure is our Guaranteed Future Value (GFV)* product, offering customers security and benefits, such as lower monthly repayments^ compared to a standard car loan with no balloon, over the same term.

Download our SuzukiSecure Quick Guide for more information.

SuzukiSecure is our Guaranteed Future Value (GFV)* product, offering customers security and benefits, such as lower monthly repayments^ compared to a standard car loan with no balloon, over the same term.

Download our SuzukiSecure Quick Guide for more information.


How do we calculate Guaranteed Future Value (GFV)*?


We calculate the GFV* based on sales results of similar vehicles, as well as economic factors. The GFV* can vary based on your loan term and agreed kilometres.

We calculate the GFV* based on sales results of similar vehicles, as well as economic factors. The GFV* can vary based on your loan term and agreed kilometres.


What happens if I have damaged my car?


If your car doesn’t meet the Fair Wear and Tear guidelines, Suzuki Financial Services will give you the opportunity to have the vehicle repaired. Otherwise, Suzuki Financial Services can organise the repairs and deduct the cost from your Guaranteed Future Value (GFV)*. This adjusted GFV will then be the price that Suzuki Financial Services will offer you if you return the car at the end of your term. Of course, if you keep the car, the condition doesn’t matter. And if you trade it in or sell it privately, the condition will obviously impact your sale price.

If your car doesn’t meet the Fair Wear and Tear guidelines, Suzuki Financial Services will give you the opportunity to have the vehicle repaired. Otherwise, Suzuki Financial Services can organise the repairs and deduct the cost from your Guaranteed Future Value (GFV)*. This adjusted GFV will then be the price that Suzuki Financial Services will offer you if you return the car at the end of your term. Of course, if you keep the car, the condition doesn’t matter. And if you trade it in or sell it privately, the condition will obviously impact your sale price.


What if I drive extra kilometres?


An excess usage adjustment of $0.0635 per kilometre will apply if, at the end of the term, you have travelled more than the agreed end odometer. This will be deducted from the GFV*, which then becomes your adjusted GFV*.

An excess usage adjustment of $0.0635 per kilometre will apply if, at the end of the term, you have travelled more than the agreed end odometer. This will be deducted from the GFV*, which then becomes your adjusted GFV*.


Is there a way to lower my repayments on my loan?


Many car loans give you flexibility to lower repayments. One option, if you have extra cash, is to add a deposit. You could also take out a car loan with a Guaranteed Future Value*, such as SuzukiSecure which offers lower monthly repayments^ than a fixed rate car loan. Use the Suzuki Finance Calculator to explore your options and see how they may affect your repayments.

Many car loans give you flexibility to lower repayments. One option, if you have extra cash, is to add a deposit. You could also take out a car loan with a Guaranteed Future Value*, such as SuzukiSecure which offers lower monthly repayments^ than a fixed rate car loan. Use the Suzuki Finance Calculator to explore your options and see how they may affect your repayments.


EXPLORE MORE FROM SUZUKI

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Call 1300 054 555.

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Terms and Conditions


Approved applicants only. Terms, conditions, fees, charges & lending criteria apply. Suzuki Financial Services is a division of Australian Alliance Automotive Finance Pty Limited ABN 63 002 407 703, Australian Credit Licence 513747. Suzuki Financial Services is available at participating Suzuki dealerships. Click here to view our privacy policy.

*The GFV is the minimum value of your Suzuki at the end of your finance contract, as determined by Suzuki Financial Services. If you decide to return your car to Suzuki Financial Services at the end of your term, Suzuki Financial Services will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. Terms, conditions, fees, charges & lending criteria apply. Approved applicants only. Suzuki Financial Services is a division of Australian Alliance Automotive Finance Pty Limited ABN 63 002 407 703, Australian Credit Licence 513747.

^Lower monthly repayments compared to a similar term with no Guaranteed Future Value (GFV) or equivalent balloon final payment. Total interest charges will be higher if a GFV or balloon final payment is selected.

Target Market Determinations are available here.

Approved applicants only. Terms, conditions, fees, charges & lending criteria apply. Suzuki Financial Services is a division of Australian Alliance Automotive Finance Pty Limited ABN 63 002 407 703, Australian Credit Licence 513747. Suzuki Financial Services is available at participating Suzuki dealerships. Click here to view our privacy policy.

*The GFV is the minimum value of your Suzuki at the end of your finance contract, as determined by Suzuki Financial Services. If you decide to return your car to Suzuki Financial Services at the end of your term, Suzuki Financial Services will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. Terms, conditions, fees, charges & lending criteria apply. Approved applicants only. Suzuki Financial Services is a division of Australian Alliance Automotive Finance Pty Limited ABN 63 002 407 703, Australian Credit Licence 513747.

^Lower monthly repayments compared to a similar term with no Guaranteed Future Value (GFV) or equivalent balloon final payment. Total interest charges will be higher if a GFV or balloon final payment is selected.

Target Market Determinations are available here.